In the recent established media 2 terms keep surfacing:  “Negative Interest Rate” and “Cashless Society”.

Negative Interest Rate:

A negative interest rate means the central bank and perhaps private banks will charge negative interest: instead of receiving money on deposits, depositors must pay regularly to keep their money with the bank. This is intended to incentivize banks to lend money more freely and businesses and individuals to invest, lend, and spend money rather than pay a fee to keep it safe.

I have been listening to radio shows on Hagmaan And Hagmann and Dave Hodges for almost 2 years now.  They have great guests on the show who touch on a wide range of topics on geopolitics, economy, Christianity, New World Order and of course the prepping for coming collapse.

Recently there were 2 great shows that I would like to share.

For a person who wants to know how to preserve his wealth in the coming financial implosion: The Globalist Luciferian Lilliputians

For a person who wants to get a crash course on prepping: Bob Griswold from Readymade Resources

I sure hope you can gain valuable knowledge from these 2 radio shows.  God bless.

Wow!  Stock markets around the world have declined since the beginning of new year.  Commodity prices are down.  Oil drops below $30.  Energy companies have started massive layoffs.

Living in Ontario, I haven’t seen much layoff around, but I do know people living in Alberta are suffering.  Not only the energy industries are contracting, the 70% decline of the oil price has its ripple effects on housing, construction, building materials, retail, etc..

For 2 years I have been witnessing the soon-to-happen worldwide collapse.  In fact, the depression started back in 2008.  No matter what the governments tell you, there were never any substantial recovery.  Pumping artificial money (paper or digital) into the system is simply a foolish act that basically kicking the can down the road.  Fiat currency never worked, and it never will.

We live in a finite world with finite resources, therefore, printing money out of thin air and into QE infinity is doomed to fail.  Only just weight, hard work and fearing of the Lord can bring prosperity to a society.

Look at some of the headlines here:

1. “Nothing Is Moving,” Baltic Dry Crashes As Insiders Warn “Commerce Has Come To A Halt”
2. ‘Sell everything’ Dire warning from Royal Bank of Scotland
3. Bearish J.P Morgan says sell stocks on any rally

If you think you can make money in this collapse by betting on shorting, buying puts and bear ETFs, you are playing fire.  The entire system could be shutdown when the collapse commences and you will not be allowed to withdraw or sell anything in your trading and savings account.

You have very little time to prepare now.

• If you don’t know Jesus Christ, talk to a Christian or read John and Romans in the Bible.  Nothing that I list below can save you from what is coming.  Only God the Almighty has the power to protect and provide for you. 
• Sell your stocks, bonds and mutual funds.  Sell your expensive toys.  Keep minimum amount of cash in your chequing account to pay bills.  Try to pay down your mortgage.
• Buy good water filters and store water in barrels if you can.
• Buy long-term storage food.  You would need minimum 12 months of supply for every family member.
• Buy any daily necessities before the panic kicks in.  Remember the medical supplies and cleaning supplies.
• If you agree to firearms, buy guns for hunting and self-defense purposes.  If you don’t like guns, get yourselves some good knives.
• Learn survival skills and self-defense skills.
• Team up with like minded neighbours and friends.  You need support when the society collapses.

Email me if you want suggestion for food, water treatment, survival kits, guns and online stores that sell these.

By the way, anything that you prepare according to the above list will not go to waste.  You can always eat the food and drink the water.  There will be a shortage of supply in the future, especially when WW3 arrives.  It would be wise to store sufficient necessities for your family.  But remember, don’t trust in your stuff, trust Jesus Christ that the stuff you store would be put into good use.

I have long warned the readers that a prudent person should consider withdrawing money from their banks because by legislation a depositor becomes unsecured creditor.  Meaning when the bank fails, you will be the last to reclaim your savings, if anything is left.  Make no mistake, the governments around the globe are controlled by bankers and therefore you can be sure that then the economy collapses, your saving accounts will be seized to “bail-in” the big banks: Depositors become Unsecured Creditors

Also note that  the negative interest rate policy that is in place in several markets.  Can you imagine the term “negative interest rate”?  You have to give credits to these bankers to come up with such genius policy.  Basically, as a customer of your bank, you have to pay your bank to keep your money into your saving account.  Does that make any sense?

Welcome to the new world order.

Among rigged markets, negative interest rates and staggering economy, the elites are about to impose “cashless society” on the world: War on Cash

Why would they keep pushing the idea of having a cashless society?   If all forms of financial transaction are digital, who gets the control of money?  Answer: banks.  This is the beginning of the “Mark of the Beast” system of the anti-Christ mentioned in the Bible 2000 years ago.

I am afraid the younger generation, consumed in smartphones and tablets, would gladly embrace the digital age with enthusiasm.  After all, who wants to count coins and paper bills?  However, we have to seriously contemplate about the consequence when cash is banned from the society.  Everything you do will be tracked and could be turned against you if the government decides that you are a terrorist or Christian.

I hope you can see that the banks are planning to take away our freedom and anonymity that cash transactions offer by promising us a little “convenience”.

Today there is news that HSBC system failure has caused tens of thousands of workers did not get paid on time.

As I have warned before, “IT YOU CANNOT TOUCH IT, YOU DON’T OWN IT”.  Most Western financial systems, including banking, stock markets, bonds, paper derivatives, loans, etc…. are part of a gigantic Ponzi scheme to steal money from millions of people and transfer it to the elites.  As technology “advances”, we hear more negative news about bank systems being compromised through hacking; or online banking closure due to IT glitch.  If you still have substantial amount of cash in your bank account, take them out.  If you still have paper products, i.e. stocks and mutual funds, sell them.  Leave just enough cash to pay monthly bills.

When they declare national financial emergency, which is preplanned by the bankers, your retirement and saving accounts will be transferred overnight to “bail-in” the  banks.  Once you put your money in your bank, you are considered Unsecured Creditors, not depositors.  This means that you are the last in line to claim the bank’s assets in the situation when the bank fails.

Consider my advice How to survive in the coming collapse which I posted in 2014.

After Cyprus’s financial crisis last year, its Greece’s turn this time.  Read the following news: Greek PM: banks to remain closed, capital controls to be introduce.

Again, fiat(paper) currencies always fail.  Time to consider taking YOUR MONEY OUT of the Canadian banking system now, leaving only funds sufficient for paying bills and daily transactions.  What happens to Cyprus and Greece (and many countries in history) can happen here in Canada.

It would be wise to convert your paper money into tangible assets where you can touch them:  land, precious metal, food, etc…  Time is running out.

I have warned people to take their money out of the bank and transform it in the  form of food, water, survival gears, silver and gold.  My advice, not surprisingly, fall on deaf ears.

Most people still think that the government is there to protect us and provide our needs.  First of all, only God can fulfill our needs.  Secondly, the No.1 rule of today’s government is to survive.  That’s right.  The priority of officials in power is to survive.  The constituents’ needs come secondary.  This is plain and simple.

Everywhere you look you can see corruption in the bureaucracy.  The officials abuse their positions by staying at luxurious hotels while attending conferences.  How about getting kickbacks from construction companies bidding on city works?  People in high places often conspired with large corporations, i.e. banks, drug companies, oil empires, etc…. to steal or rob our money.

“All for the common good.”

“It is for national security.”

“We need to stabilize the economy.”

Secretly or openly, our freedom and properties, including our wealth, are gradually transferred into the pockets of government officials, bankers and CEOs.

Don’t believe me?  Read the latest G20 policies below:

THE MONEY IN YOUR BANK ACCOUNT WAS STOLEN THIS MORNING

How about this one in early November:

It Begins: German Bank ‘Charging’ Negative Interest To Its Retail Customers

Wake up people.  You are about to lose your life’s savings if you stay in the financial system built by central bankers.  Take action RIGHT NOW.

One thing I come to realize is that the whole global banking system is a giant Ponzi scheme. The savings accounts, pension plans, stock markets, treasury bonds, etc are  just 1 and 0 that the banks manipulate on their computers.  Fiat currency is not real money.  Remember this:  If you cannot touch it, you don’t own it.
Why do I have to wait 30 years before I can use the money in my pension plan?  Technically it is your money but you cannot use it until you retire.  Think about it.  The banks and the government are robbing your hard earning money.
I have said this before. Even if you put your money in GIC, with interest rate so low, you are actually losing your purchasing power over the years. I do not believe for 1 second that our inflation rate is around 2%. Compare the prices of goods 5 years ago. Gas, heating cost, hydro, food,housing, etc….. I would believe our real inflation is 50% or in some cases 100%!!
You also run the risk of bank failure and laws that forbid you from withdrawing money in those cases. The Canadian government could use your pension/savings accounts to bail out the bank when they sees fit. Read here.
What do I suggest? Gold and silver in your hands or a secure vault outside the banking system. Sure, leave some money in your chequing account for daily transaction and payroll. But take most of them out and convert them into real asset. Food, water, clothing, precious metal, etc.

Remember to lay up the treasure in heaven when your family has been taken care of. Invest in other people’s lives, invest in good missions and local churches.  Share with the poor, widows and fatherless.  The Lord of universe will reward you in ten fold, guarantee!

Here is a pretty good explanation from a lady named Ann Barnhardt on this matter.  Although she talks about 401K, IRA in the US, I believe it is no different from Canada’s RRSP and Pension plan.

OK.  So you are convinced that we are going to experience a social collapse in the Western world.  But how do we prepare for it?  Here are my suggestions:

1. Again, get right with Jesus Christ.  If you are not saved, seek out your Christian friends, go to a local church, talk to a pastor, read the Bible and pray to God.  You must be saved no matter what happens tomorrow because you would end up in Hell if you don’t receive Jesus Christ as your Lord and Savior.  Hell is a real place and it is much worse than the collapse that is coming on this earth.
2. If you do not have much investment, spend your money on storage of food and water.  Don’t delay.  When the system collapses, everyone will be cleaning out the grocery stores in no time.  There will be fight and violence everywhere when people are desperate.  So be prepared.
   Now there are many “survival” and “prepper” sites, so do your research.  It can be overwhelming at first, but I have picked out some starting points for you.
   • http://www.happypreppers.com – a general site that touches on all areas of survival preparation.  This site is not pretty at all, but it is packed with information.  It also have lists of “37 things you need to hoard”.
   • You would want to store some long term freeze dried food that has a shelf life of 25 years.  If you are able to receive parcels within USA, these stores are worth for checkout:
     • http://beprepared.com
     • http://www.mypatriotsupply.com/Emergency_Survival_Food_s/104.htm
     • http://www.thereadystore.com/
   • http://totalprepare.ca – This store is in BC, Canada.  The price on long-term food is more expensive than MyPatriotSupply, but you get free shipping within Canada.  It also sells a lot of survival gears.  Again, compare the price, you might find the same item selling for less at your local outdoor/camping store.
   • Start buying bulk beans, rice, grain, lentils in large bag.  With the right storing condition, these dry foods can store up to 25 years.
   • Start to learn making fermented food.  They are healthy and do not require refrigeration
   • Keep in mind that you might lose power someday so do not buy too many freezer food.
   • Consider buying 55 gallons food-grade water tank to store water.    They look like this:
     
   • Consider buying portable water filters.  I find that Berkey filters are very well suited and not expensive for this purpose.  You can get them from http://www.consciouswater.ca/berkey-filters/
     
3. If you have investment in stock market, RRSP, bonds, fixed-income vehicles, read my post here.
   
4. Get rid of your TV, or more precisely cable/satellite subscription.  The mainline media is controlled by the elites to pollute your mind.  Stop paying attention to worldly music, entertainment, books, movies, etc…..
5. Start learning some useful survival skills.  Here are 2 books that I own:
   
6. Start building relationships with other like-minded people.  We would need help from others in order to survive!  Spread the world.  Build community.
7. All will pass and Jesus Christ will return to take us home.  Yeah!